Banking Solutions Provider for Financial Inclusion Across India.
Roundpay is a banking technology provider offering banking correspondent services, AEPS infrastructure, core banking software and multi-bank integration APIs, so banks, NBFCs and cooperative banks can extend last-mile banking without opening a new branch.
RBI-permitted BC framework. NPCI-compliant AEPS rails. Onboarding in days, not months.
A Bank-Agnostic Payment Infrastructure for Financial Institutions
Core Banking Software and API Infrastructure, Built Bank-Agnostic
Roundpay's banking API services connect a bank's core system to agents, retailers and fintech apps, so every last-mile transaction settles through one compliant infrastructure layer.
Banking Correspondent Network
A business correspondent network India-wide, connecting banks to agents who deliver cash withdrawal, deposit and account services.
AEPS Transaction Infrastructure
Aadhaar-based cash withdrawal, balance inquiry and mini statement services, verified against UIDAI records in real time.
Multi-Bank Integration API
A multi-bank integration API and bank-agnostic payment infrastructure that connects to over 180 partner banks from one layer.
Core Banking Software
Core banking software that keeps balances, ledgers and agent commissions consistent across every branch and channel.
Banking KYC Compliance Services
Banking KYC compliance services covering agent onboarding, biometric capture and document verification.
NPCI-Compliant Banking API
An NPCI-compliant banking API built on RBI-licensed banking solutions and rails, so every transaction meets regulatory standards.
Banking API for Fintech Companies
A banking API for fintech companies and a banking partner for NBFCs that need AEPS or account services inside their own app.
Secure Banking Transaction Infrastructure
Secure banking transaction infrastructure with banking data security solutions built in, from encryption to audit trails.
Banking Correspondent Partner Program for Every Institution
From a single cooperative bank to a national NBFC, our banking correspondent partner program brings last-mile banking to unbanked and underbanked communities.
BC Agent Onboarding Services
BC agent onboarding services covering KYC, biometric device setup and training for new business correspondents.
BC agent onboardingRural Banking Correspondent Model
A rural banking correspondent model that brings AEPS and cash-in cash-out services to villages without a nearby branch.
rural BC modelBanking Solutions for Cooperative Banks
Banking solutions for cooperative banks that need agent networks and digital rails without building infrastructure in-house.
cooperative banksBanking Partner for NBFCs
A banking partner for NBFCs that need AEPS, DMT or account opening services layered onto their existing lending products.
NBFC banking partnerDoorstep Banking Services
Doorstep banking services delivered through local agents, bringing last-mile banking solutions to customers who can't reach a branch.
doorstep bankingFinancial Inclusion Technology Partner
A financial inclusion technology partner for institutions building unbanked population banking access at scale.
financial inclusion partnerOnboarding to Go-Live for Banks, NBFCs and Fintech Partners
Whether you're a bank appointing agents or a fintech company integrating our banking API, the path to compliant, live banking services follows the same three steps.
Complete KYC and compliance checks
Institutions and agents complete banking KYC compliance services before any transaction endpoint is activated.
Connect to your banking rails
Get sandbox API keys for AEPS, DMT, BBPS and account services, or onboard as a business correspondent with a biometric device.
Go live with real-time settlement
Switch to production credentials and start processing AEPS, KYC and account transactions with real-time reporting.
// sample: AEPS balance inquiry request POST /banking/v2/aeps/balance { "aadhaar_ref": "XXXX-XXXX-5678", "bank": "PNB", "agent_id": "RP-BC-2291" } // response { "status": "success", "balance": "₹12,480.00", "latency_ms": 92 }
A Banking Technology Provider Built on Compliance and Reach
RBI-Permitted, NPCI-Compliant Rails
Our AEPS and banking infrastructure runs on RBI-permitted BC frameworks and NPCI-compliant rails end to end.
300+ Business Correspondents Onboarded
We've built and supported a business correspondent network India-wide since 2010, in partnership with banking and biometric providers.
Bank-Agnostic by Design
One integration connects to over 180 partner banks, so institutions and agents aren't locked into a single banking relationship.
Direct Access to Our Compliance Team
Our Lucknow-based team handles onboarding, KYC and settlement questions directly, without routing through a support queue.
Banking API Provider in Lucknow, Serving Institutions Across Uttar Pradesh
Looking for banking API services in Uttar Pradesh, or banking API for retailers near you? Roundpay is headquartered in Lucknow and supports banks, NBFCs, cooperative banks and BC agents across Kanpur, Varanasi, Prayagraj, Noida and the rest of India.
Roundpay Techno Media
3/553, Station Road, Patrakarpuram,
Lucknow, 226010, Uttar Pradesh, India
Banking partner support desk open 24x7 across Uttar Pradesh and India.
Simple Answers About Banking Correspondents and AEPS
The Banking Correspondent, or BC, model lets a bank appoint local agents such as kirana stores or retail shops to offer basic banking services like cash withdrawal, deposit, and account opening on its behalf, extending the bank's reach without opening a physical branch.
AEPS lets a customer complete a banking transaction, such as cash withdrawal or balance inquiry, using only their Aadhaar number and a fingerprint scan at a BC agent's device, verified against the customer's bank and UIDAI records in real time.
Financial inclusion in banking means making basic banking and payment services accessible and affordable to people who are unbanked or underbanked, often in rural or remote areas, typically through agent networks, low-cost accounts, and Aadhaar-based authentication.
Register with a banking technology provider that has BC tie-ups with partner banks, complete KYC and biometric device setup, and get onboarded as an agent authorized to offer AEPS, cash withdrawal, and account services.
Core banking software is the central system a bank or BC network uses to record transactions, manage accounts, and keep balances consistent across every branch, agent, or channel in real time.
In India, the BC model works through RBI-permitted business correspondents who partner with a bank, complete KYC compliance, and use AEPS or micro ATM devices to offer cash withdrawal, deposit, and balance services at the doorstep of customers in underserved areas.
AEPS verifies a customer's identity by matching their Aadhaar number and a live fingerprint or iris scan against records held by UIDAI, confirming the person is who they claim to be before allowing the transaction to proceed.
The customer provides their Aadhaar number to an AEPS-enabled BC agent and completes biometric verification, after which the agent submits the application to the partner bank for account activation.
Visit an AEPS-enabled BC agent, provide your Aadhaar number, and authenticate with a fingerprint scan to withdraw money directly from your linked bank account, no ATM card required.
Get sandbox credentials from a banking technology provider, connect endpoints for AEPS, KYC, and account services, test each transaction type, and switch to production keys once compliance checks are complete.
Extend Banking Services to the Last Mile
Tell us whether you're a bank, an NBFC, a cooperative bank, or a fintech company, and our team will scope the right banking infrastructure for you.
- Compliance and onboarding review within one business day
- Dedicated support for BC agent networks
- 24x7 support from our Lucknow-based team