Fintech Company in India · Est. 2010 · Lucknow

Fintech Company in India, Built on One API Stack.

Roundpay is a fintech solutions provider covering digital payments, recharge, AEPS, BBPS, DMT, payout and neobanking, so retailers, telecom brands, travel agents and financial institutions can plug in financial services without stitching together a dozen vendors.

Talk to Our Team See Fintech API Services

API-first architecture. Sandbox access in minutes. No long-term lock-in.

Roundpay Live

OKUPI payment ₹1,250settled

OKAEPS withdrawal ₹3,500completed

OKRecharge Jio ₹239success

OKDMT transfer ₹2,000sent

OKPayout vendor settlement ₹18,400processed

OKBBPS electricity bill ₹920paid

OKFlight booking ₹5,100confirmed

OKCommission credited ₹62agent wallet

OKUPI payment ₹1,250settled

OKAEPS withdrawal ₹3,500completed

OKRecharge Jio ₹239success

OKDMT transfer ₹2,000sent

OKPayout vendor settlement ₹18,400processed

OKBBPS electricity bill ₹920paid

OKFlight booking ₹5,100confirmed

OKCommission credited ₹62agent wallet

api.roundpay.in uptime 99.9%

One Fintech Platform India Businesses Use for Payments, Recharge and Banking

10+ yrsFinancial technology services experience

500+Active retailers, agents & distributors

50+Fintech services under one wallet

24×7Support from our Lucknow team

RAILS & SERVICES SUPPORTED UPIAEPSBBPS DMTRechargePayout POSTravel

Fintech API Services

Digital Payment Solutions Across the Entire Fintech Stack

Roundpay's fintech API services span payments, banking, recharge and travel, so a single business relationship covers a business's full financial technology needs.

Digital Payment Gateway

A digital payment gateway and online payment API with UPI payment integration for websites, apps and marketplaces.

Payment Aggregator Services

Payment aggregator services and payment infrastructure for platforms that need to collect payments on behalf of merchants.

Payout API

A payout API for vendor settlements, salary disbursals and commission payouts, sent directly from your own software.

Domestic Money Transfer (DMT)

A DMT API that lets agents and apps send cash to any bank account across India in real time.

AEPS & Micro ATM Services

Aadhaar Enabled Payment System and micro ATM services that turn any counter into a cash-in cash-out point.

BBPS Bill Payment

Bharat Bill Payment System integration for electricity, water, gas and other utility bill collections.

Recharge & Telecom APIs

Mobile, DTH and bill payment recharge APIs for retailers, distributors and telecom platforms.

Travel Booking APIs

Flight, bus, train and hotel booking APIs for travel agents built on the same Roundpay wallet.

Neobanking Platform

A neobanking platform for digital account opening, virtual accounts and mobile-first banking experiences.

Banking-as-a-Service (BaaS)

Banking-as-a-Service and embedded finance solutions that let non-bank apps offer accounts, cards and payments.

Open Banking API

An open banking API and core banking solutions layer connecting your platform to multiple partner banks.

White-Label Banking Solutions

White-label banking solutions so distributors and enterprises can launch fintech services under their own brand.

Built for every business type

Financial Technology Services for Retailers, SMBs and Enterprises

Whichever industry you operate in, Roundpay's fintech API services are built to fit around your existing business rather than replace it.

Fintech for Retailers

Fintech for retailers combining recharge, AEPS, DMT and POS on one counter, with commission credited automatically.

fintech for retailers

Fintech for Small Businesses

Fintech for small businesses (SMBs) that need a payment gateway, payouts and bill collection without enterprise overhead.

fintech for SMBs

Fintech for Telecom Recharge

Fintech for telecom recharge platforms that need multi-operator recharge and VAS layered onto an existing app.

fintech for telecom

Fintech for the Travel Industry

Fintech for the travel industry, adding flight, bus, train and hotel booking commission alongside payment collection.

fintech for travel

Fintech for Insurance (InsurTech)

Fintech for insurance that supports premium collection and renewal payments alongside a retailer's other services.

InsurTech overlap

Enterprise Fintech Solutions

Enterprise fintech solutions and B2B fintech services for organizations that need white-label banking and payments at scale.

enterprise fintech

Explore by Industry

One Fintech Company, Four Dedicated Industry Platforms

Roundpay's core fintech stack powers focused solutions for telecom, travel, retail and banking. Explore the platform built for your industry.

Telecom API Provider

Recharge, DTH, bulk SMS and VAS APIs for telecom operators, retailers and distributors.

View telecom platform →

Travel API Provider

Flight, bus, train and hotel booking APIs for travel agents and distributor networks.

View travel platform →

Retail Fintech Services

Recharge, AEPS, DMT, POS and PAN card services for kirana stores and retail shops.

View retail platform →

Banking Correspondent Services

BC model banking, AEPS infrastructure and core banking APIs for banks and NBFCs.

View banking platform →

Where Fintech Is Heading

Fintech Innovation Trends India Businesses Are Building Around

Roundpay's API-first fintech architecture is built to keep pace as the industry moves toward embedded finance, open banking and smarter automation.

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API-First Fintech Architecture

Every Roundpay service, from recharge to AEPS, is built API-first, so new products slot into an existing integration instead of requiring a new one.

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Embedded Finance Everywhere

More non-financial apps are adding payments, lending or insurance directly inside their product. Our BaaS and payment APIs are built for exactly that.

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AI in Fintech Operations

Across the industry, AI is increasingly used for fraud checks and transaction monitoring. We track these developments as we harden our own risk workflows.

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Fintech Startups in India

India's fintech startup ecosystem keeps growing, and many of these new ventures plug into infrastructure providers like Roundpay rather than building banking rails themselves.

Getting Started

How a Fintech Solutions Provider Gets You Live

Whether you need a single payment API or a full white-label fintech platform, our onboarding follows the same three stages.

Scope the services you need

Tell us which fintech API services matter most: payments, recharge, AEPS, DMT, banking, or a combination.

Get sandbox access

Receive test credentials for the relevant APIs and start integrating against real request and response formats.

Go live with settlement

Switch to production keys, load your wallet, and start processing live transactions with real-time reporting.

Sample: UPI payment API request

// sample: UPI collect request
POST /fintech/v2/upi/collect
{
  "vpa": "customer@upi",
  "amount": 1250,
  "purpose": "merchant_payment"
}

// response
{
  "status": "success",
  "txn_id": "RP-UPI-5521",
  "latency_ms": 110
}

Local Presence

Fintech Company in Lucknow, Serving Businesses Across Uttar Pradesh

Searching for a fintech API company near you? Roundpay is headquartered in Lucknow, offering fintech services in Uttar Pradesh and supporting retailers, travel agents, telecom brands and financial institutions across Kanpur, Varanasi, Prayagraj, Noida and the rest of India.

Head Office

Roundpay Techno Media

3/553, Station Road, Patrakarpuram,

Lucknow, 226010, Uttar Pradesh, India

Partner support desk open 24x7 across Uttar Pradesh and India.

FAQs

Simple Answers About Fintech APIs

A fintech API is a programmable set of endpoints that lets a business plug financial services, such as payments, recharge, banking, or lending, directly into its own app or website, instead of building that infrastructure from scratch.

A recharge API lets a website, app, or point-of-sale system top up prepaid mobile, DTH, and data connections in real time, and is often bundled with bill payment and other value-added telecom services.

AEPS is a payment system that lets a customer complete basic banking transactions, such as cash withdrawal or balance inquiry, using only their Aadhaar number and a fingerprint scan, without needing a debit card or PIN.

BBPS is a centralized, RBI-backed bill payment system in India that lets a business collect payments for electricity, water, gas, and other utility bills through one standardized interface, instead of integrating separately with each biller.

A payout API is used to send money out programmatically, such as vendor settlements, salary disbursals, refunds, or commission payouts, directly from a business's own software to a recipient's bank account or wallet.

A DMT API lets a customer send cash to any bank account in India through an agent or app, without the sender needing their own bank account, and is commonly used by retail shops and BC agents.

Banking-as-a-Service, or BaaS, lets a non-bank business offer banking features such as accounts, cards, or payments by connecting to a licensed bank's infrastructure through APIs, rather than becoming a bank itself.

Embedded finance means adding a financial service, such as payments, lending, or insurance, directly inside a non-financial app or platform, so the user completes the financial task without leaving the product they're already using.

Get Started

Build Your Fintech Stack on One Platform

Tell us which fintech API services you need, whether that's a payment gateway, recharge, banking correspondent services, or a full white-label platform, and our team will scope the right integration.

Sandbox access within one business day
Dedicated onboarding for enterprises and distributors
24x7 support from our Lucknow-based team